The following article presents an overview of prominent providers of debt collection services in Kenya, based on available industry listings, directories, and company profiles as of 2026. The sector includes specialized agencies, auctioneers with collection arms, and credit management firms serving banks, businesses, and individuals. Note that rankings are not official but derived from visibility in reputable sources such as Goodfirms, business directories, and company claims of market presence.

Summarized Table of Top 10 Providers

No.	Provider Name	Primary Contacts	Address / Location
1	Finley International Ltd	Website: finleyltd.com (contact form); Phone: Available via site	Nairobi, Kenya (specific address on request via website)
2	Collection Africa Limited	Website: collectionafrica.co.ke (contact form)	Nairobi, Kenya (details via website)
3	Swipe Recoveries Experts Ltd	Phone: +254 722 474 032, +254 740 504 761, +254 20 202 0643; Email: info@swiperecoveries.com	International Life House, 8th Floor, Mama Ngina Street, P.O. Box 69786 – 00400, Nairobi, Kenya
4	Lolwe Auctioneers	Website: lolweauctioneers.com (contact form)	Nairobi, Kenya (nationwide operations)
5	Sary Network International Ltd	Website: sni.co.ke (contact form)	Nairobi, Kenya (details via website)
6	Calm Recoveries Ltd	Website: calmrecoveriesltd.co.ke (contact form)	Nairobi, Kenya
7	LSDC (Lord Sugar Debt Collectors)	Website: Listed on Goodfirms (contact via platform)	Nairobi, Kenya
8	Gilchery Limited	Website: Via Debitura or directories	Nairobi, Kenya (Mombasa Road area referenced in profiles)
9	Elite Debt Management Limited	Website: eliteservices.co.ke (contact form)	Aqua Plaza, along Murang’a Road, Nairobi, Kenya
10	Boresha Credit Services Limited	Listed on directories (contact via goafricaonline.com)	Nairobi, Kenya

1. Finley International Ltd

Finley International Ltd stands as one of Kenya’s leading credit management firms, trusted by a significant portion of major banking institutions for comprehensive debt recovery solutions. The company provides end-to-end services across Kenya and East Africa, emphasizing efficiency in recovering overdue payments while minimizing client costs and time.

2. Collection Africa Limited

Established in 2001, Collection Africa Limited specializes in debt and revenue management for diverse sectors, including parastatals, commercial entities, healthcare, education, financial institutions, and public services. With over two decades of experience, it focuses on early resolution of outstanding debts to improve cash flows through professional and proven collection strategies.

3. Swipe Recoveries Experts Ltd

Swipe Recoveries Experts Ltd offers expert debt recovery and auctioneering services throughout Kenya and East Africa. With more than a decade of experience, the firm handles consumer and commercial debt recovery, providing tailored, ethical solutions that prioritize preserving client relationships while reclaiming overdue payments.

4. Lolwe Auctioneers

Lolwe Auctioneers combines licensed auctioneering with robust debt collection services, serving corporate and individual clients across Kenya and neighboring East African countries. The team’s background in accounting, credit control, and collections ensures thorough attention to accounts receivable, delivering maximum recovery outcomes.

5. Sary Network International Ltd

Sary Network International Ltd positions itself as a trusted provider of professional debt management and collection services across Kenya and beyond. Operating on a no-cure-no-pay basis, the firm employs fair and efficient approaches, backed by over 10 years of experience and substantial recovered amounts for clients.

6. Calm Recoveries Ltd

Calm Recoveries Ltd delivers effective collection services tailored to delinquent debts, complemented by account management for slow-paying clients. The company serves banks, commercial entities, and other sectors, focusing on consumer, commercial, and international debt recovery with a professional approach.

7. LSDC (Lord Sugar Debt Collectors)

LSDC aims to lead the Kenyan debt collection market by delivering high customer satisfaction. It serves a broad clientele, including private companies, individuals, government institutions, NGOs, SACCOs, banks, leasing firms, and financial institutions, with an emphasis on reliable and satisfactory recovery processes.

8. Gilchery Limited

Gilchery Limited operates as a premier debt recovery agency in Nairobi, established in 2016. It offers effective services on a no-collection-no-fees model and is affiliated with relevant industry associations, making it a notable option for businesses seeking reliable recovery in various markets.

9. Elite Debt Management Limited

Elite Debt Management Limited provides tailored debt recovery and collection services, assisting clients in efficiently recovering outstanding payments. The firm maintains a professional team dedicated to customized solutions for businesses and individuals facing overdue accounts.

10. Boresha Credit Services Limited

Boresha Credit Services Limited features among established debt collection providers in Kenya, particularly in Nairobi. It offers credit and debt management services, contributing to the competitive landscape of recovery solutions for commercial and financial clients.

These providers represent key players in Kenya’s debt collection sector. For the most current contact details, licensing verification, or specific service terms, direct consultation with each company or relevant regulatory bodies (such as those overseeing auctioneers or credit providers) is recommended