1. Head Office Branch
Sidian Bank Limited, formerly K-Rep Bank, is a Kenyan commercial bank licensed by the Central Bank of Kenya, focusing on providing innovative financial solutions to SMEs, entrepreneurs, and individuals, with a commitment to financial inclusion and economic empowerment.
| Location/Address | Contacts | Swift Code | Opening/Closing Hours |
|---|---|---|---|
| K-Rep Centre, Wood Avenue, Kilimani, P.O. Box 25363-00603, Nairobi, Kenya | Phone: +254 20 3906000, +254 709 710000 Email: info@sidianbank.co.ke | SIDIKENA | Monday–Friday: 8:30 AM–4:30 PM Saturday: 9:00 AM–12:00 PM Sunday: Closed |
2. Kenyatta Avenue Branch
Sidian Bank Limited, a key player in Kenya’s banking sector, offers tailored financial products, including business loans, savings accounts, and digital banking services, to support the growth of small and medium enterprises and individual clients.
| Location/Address | Contacts | Swift Code | Opening/Closing Hours |
|---|---|---|---|
| Kenyatta Avenue, I&M Bank House, Nairobi, Kenya | Phone: +254 20 2220229, +254 709 710000 Email: info@sidianbank.co.ke | SIDIKENA | Monday–Friday: 8:30 AM–4:30 PM Saturday: 9:00 AM–12:00 PM Sunday: Closed |
3. River Road Branch
Sidian Bank Limited, established to empower entrepreneurs and SMEs, provides accessible banking services, including microfinance, trade finance, and mobile banking, to foster economic growth in urban and rural areas.
| Location/Address | Contacts | Swift Code | Opening/Closing Hours |
|---|---|---|---|
| River Road, Next to KCB, Nairobi, Kenya | Phone: +254 20 2220229, +254 709 710000 Email: info@sidianbank.co.ke | SIDIKENA | Monday–Friday: 8:30 AM–4:30 PM Saturday: 9:00 AM–12:00 PM Sunday: Closed |
4. Westlands Branch
Sidian Bank Limited supports Kenya’s Vision 2030 by offering financial solutions like asset finance, trade finance, and savings products, catering to businesses and individuals seeking sustainable growth.
| Location/Address | Contacts | Swift Code | Opening/Closing Hours |
|---|---|---|---|
| The Mall, Westlands, Nairobi, Kenya | Phone: +254 20 4450140, +254 709 710000 Email: info@sidianbank.co.ke | SIDIKENA | Monday–Friday: 8:30 AM–4:30 PM Saturday: 9:00 AM–12:00 PM Sunday: Closed |
5. Mombasa Branch
Sidian Bank Limited, with a focus on financial inclusion, provides a range of banking services, including loans and savings products, to support coastal businesses and individuals in Mombasa and surrounding areas.
| Location/Address | Contacts | Swift Code | Opening/Closing Hours |
|---|---|---|---|
| Nyerere Avenue, Opposite Pandya Hospital, Mombasa, Kenya | Phone: +254 41 2316173, +254 709 710000 Email: info@sidianbank.co.ke | SIDIKENA | Monday–Friday: 8:30 AM–4:30 PM Saturday: 9:00 AM–12:00 PM Sunday: Closed |
6. Nakuru Branch
Sidian Bank Limited promotes economic development in Kenya’s Rift Valley by offering financial services such as business loans, savings accounts, and digital banking to SMEs and individuals in Nakuru.
| Location/Address | Contacts | Swift Code | Opening/Closing Hours |
|---|---|---|---|
| Nakuru Business Centre, Kenyatta Avenue, Nakuru, Kenya | Phone: +254 51 2216722, +254 709 710000 Email: info@sidianbank.co.ke | SIDIKENA | Monday–Friday: 8:30 AM–4:30 PM Saturday: 9:00 AM–12:00 PM Sunday: Closed |
7. Eldoret Branch
Sidian Bank Limited supports the agricultural and business community in Eldoret with financial products like trade finance, asset finance, and savings accounts, fostering growth in the region.
| Location/Address | Contacts | Swift Code | Opening/Closing Hours |
|---|---|---|---|
| Zion Mall, Uganda Road, Eldoret, Kenya | Phone: +254 53 2061123, +254 709 710000 Email: info@sidianbank.co.ke | SIDIKENA | Monday–Friday: 8:30 AM–4:30 PM Saturday: 9:00 AM–12:00 PM Sunday: Closed |
8. Kisumu Branch
Sidian Bank Limited, a trusted financial partner in Western Kenya, provides banking services such as loans, savings, and mobile banking to support entrepreneurs and individuals in Kisumu.
| Location/Address | Contacts | Swift Code | Opening/Closing Hours |
|---|---|---|---|
| Alpha House, Oginga Odinga Street, Kisumu, Kenya | Phone: +254 57 2020673, +254 709 710000 Email: info@sidianbank.co.ke | SIDIKENA | Monday–Friday: 8:30 AM–4:30 PM Saturday: 9:00 AM–12:00 PM Sunday: Closed |
9. Thika Branch
Sidian Bank Limited empowers businesses and individuals in Thika with financial solutions, including microfinance, trade finance, and savings products, to drive industrial and economic growth.
| Location/Address | Contacts | Swift Code | Opening/Closing Hours |
|---|---|---|---|
| Thika Arcade, Kenyatta Highway, Thika, Kenya | Phone: +254 67 2220133, +254 709 710000 Email: info@sidianbank.co.ke | SIDIKENA | Monday–Friday: 8:30 AM–4:30 PM Saturday: 9:00 AM–12:00 PM Sunday: Closed |
10. Ongata Rongai Branch
Sidian Bank Limited supports the growing business community in Ongata Rongai with accessible banking services, including loans, savings accounts, and digital platforms for seamless transactions.
| Location/Address | Contacts | Swift Code | Opening/Closing Hours |
|---|---|---|---|
| Tyme Arcade, Magadi Road, Ongata Rongai, Kenya | Phone: +254 709 710000 Email: info@sidianbank.co.ke | SIDIKENA | Monday–Friday: 8:30 AM–4:30 PM Saturday: 9:00 AM–12:00 PM Sunday: Closed |
Role and Impact of Sidian Bank
Sidian Bank Limited plays a significant role in Kenya’s financial sector by focusing on small and medium enterprises (SMEs), which are critical to the country’s economic growth. The bank offers a variety of financial products tailored to the needs of entrepreneurs, including business loans, asset finance, trade finance, and savings accounts. Its digital banking platform, SidianVibe, provides convenient mobile and internet banking services, enabling clients to manage their finances efficiently. By operating in key urban and peri-urban areas like Nairobi, Mombasa, Nakuru, and Kisumu, Sidian Bank ensures accessibility to financial services across diverse regions.
The bank’s commitment to financial inclusion is evident in its microfinance offerings, which cater to underserved communities and small-scale entrepreneurs. This aligns with Kenya’s Vision 2030, which emphasizes economic empowerment and poverty reduction. Sidian Bank’s extensive branch network facilitates job creation, supports local businesses, and contributes to regional economic development. For instance, branches in agricultural hubs like Eldoret and Kisumu provide tailored financing for agribusinesses, enhancing productivity and food security.
Financial Products and Services
Sidian Bank offers a diverse range of financial products designed to meet the needs of its clients. Business loans, including SME loans and trade finance, provide capital for business expansion, working capital, and asset acquisition. Asset finance enables clients to purchase vehicles, machinery, and equipment, supporting operational growth. The bank’s savings accounts, such as the Sidian Goal Account and Junior Account, encourage financial discipline and planning. Additionally, Sidian Bank provides insurance premium financing, allowing clients to spread insurance costs over time.
The SidianVibe digital platform is a cornerstone of the bank’s service delivery, offering mobile banking, bill payments, and funds transfers. This platform enhances convenience for clients, particularly in remote areas, and supports the bank’s goal of financial inclusion. The bank also offers diaspora banking services, enabling Kenyans abroad to access financial products and manage investments in Kenya.
Operational Reach and Accessibility
Sidian Bank’s strategically located branches ensure broad accessibility across Kenya’s key economic hubs. The Head Office in Kilimani serves as the central hub for operations, while branches in Nairobi’s Kenyatta Avenue, River Road, and Westlands cater to the capital’s diverse business community. Coastal businesses benefit from the Mombasa branch, while the Nakuru and Eldoret branches support the Rift Valley’s agricultural and commercial activities. The Kisumu branch serves Western Kenya, a region with significant economic potential, and the Thika and Ongata Rongai branches address the needs of industrial and suburban clients.
Each branch operates with standardized hours, ensuring consistency in service delivery. The inclusion of Saturday hours accommodates clients with weekday constraints, enhancing accessibility. The uniform swift code (SIDIKENA) across all branches facilitates international transactions, making Sidian Bank a viable option for businesses engaged in cross-border trade.
Commitment to Customer Service
Sidian Bank prioritizes customer service through its well-trained staff and accessible communication channels. The centralized contact number (+254 709 710000) and email (info@sidianbank.co.ke) ensure clients can reach the bank easily for inquiries or support. The bank’s focus on digital innovation, through platforms like SidianVibe, enhances customer experience by providing 24/7 access to banking services. This commitment to convenience and efficiency strengthens Sidian Bank’s position as a trusted financial partner for SMEs and individuals.
Challenges and Opportunities
Sidian Bank operates in a competitive banking sector, facing challenges such as high operational costs, regulatory compliance, and the need to continuously innovate to meet client expectations. However, its focus on SMEs and microfinance presents significant opportunities, as these segments are underserved by larger commercial banks. By leveraging its branch network and digital platforms, Sidian Bank can expand its reach and deepen financial inclusion, particularly in rural and peri-urban areas. Partnerships with government programs and development agencies could further enhance its impact, supporting Kenya’s economic growth objectives.
