1. Kenya Commercial Bank (KCB)
KCB Bank is one of Kenya’s largest banks, offering a range of mortgage products including home purchase loans, construction loans, and 100% financing options for eligible customers. With a wide branch network and digital platforms, KCB provides accessible mortgage services across the country.
| Location/Address | Contacts | Opening/Closing Hours |
|---|---|---|
| KCB Towers, Kenya Road, Upper Hill, Nairobi, Kenya | Phone: +254 711 087000, +254 732 187000, Email: contactcentre@kcb.co.ke | Monday–Friday: 8:30 AM–4:00 PM, Saturday: 8:30 AM–12:00 PM, Sunday: Closed |
2. Housing Finance Company (HFC)
HFC is a specialized mortgage lender with decades of experience in Kenya’s housing market. It offers home purchase, construction, and improvement loans, with advisory services to guide customers through the process.
| Location/Address | Contacts | Opening/Closing Hours |
|---|---|---|
| Rehani House, Kenyatta Avenue/Koinange Street, Nairobi, Kenya | Phone: 0800 721 400, +254 709 438 000, Email: mybank@hfgroup.co.ke | Monday–Friday: 8:00 AM–5:00 PM, Saturday: 8:00 AM–1:00 PM, Sunday: Closed |
3. Stanbic Bank Kenya
Stanbic Bank Kenya is a key player in the mortgage market, providing flexible mortgage solutions such as home purchase and construction loans, with up to 105% financing for properties valued below KES 20 million.
| Location/Address | Contacts | Opening/Closing Hours |
|---|---|---|
| Stanbic Bank Centre, Chiromo Road, Westlands, Nairobi, Kenya | Phone: 0800 720 044, +254 20 326 8888, Email: customercare@stanbic.com | Monday–Friday: 8:30 AM–4:30 PM, Saturday: 8:30 AM–12:30 PM, Sunday: Closed |
4. Standard Chartered Bank
Standard Chartered Bank offers mortgage loans up to KES 100 million with repayment periods of up to 25 years. It caters to both Kenyan citizens and non-residents, providing options in multiple currencies.
| Location/Address | Contacts | Opening/Closing Hours |
|---|---|---|
| Standard Chartered Building, Moi Avenue, Nairobi, Kenya | Phone: +254 20 329 3900, +254 703 093 900, Email: Ke.service@sc.com | Monday–Friday: 9:00 AM–4:00 PM, Saturday: 9:00 AM–12:00 PM, Sunday: Closed |
5. Equity Bank
Equity Bank is a leading mortgage provider offering up to 100% financing with flexible repayment terms of up to 15 years. It serves a wide range of customers, including salaried and self-employed individuals.
| Location/Address | Contacts | Opening/Closing Hours |
|---|---|---|
| Equity Centre, Hospital Road, Upper Hill, Nairobi, Kenya | Phone: +254 763 026 481 | Monday–Friday: 8:00 AM–4:30 PM, Saturday: 8:00 AM–1:00 PM, Sunday: Closed |
6. Co-operative Bank of Kenya
Co-operative Bank provides mortgage solutions for residential and commercial property development, with repayment terms of up to 15 years. It operates through a wide network of branches and subsidiaries.
| Location/Address | Contacts | Opening/Closing Hours |
|---|---|---|
| Co-operative House, Haile Selassie Avenue, Nairobi, Kenya | Phone: +254 20 277 6000, +254 703 027 000, Email: customerservice@co-opbank.co.ke | Monday–Friday: 8:30 AM–4:00 PM, Saturday: 8:30 AM–12:00 PM, Sunday: Closed |
7. Citibank Kenya
Citibank Kenya offers fixed and adjustable-rate mortgages with a straightforward application process and competitive interest rates of around 12.5%. It has been a trusted mortgage provider for over 45 years.
| Location/Address | Contacts | Opening/Closing Hours |
|---|---|---|
| Citibank House, Upper Hill Road, Nairobi, Kenya | Phone: +254 20 275 4000 | Monday–Friday: 9:00 AM–3:00 PM, Saturday: Closed, Sunday: Closed |
8. NCBA Bank
NCBA Bank provides mortgage loans in multiple currencies with up to 105% financing of property value and repayment terms of up to 25 years, catering to both homebuyers and investors.
| Location/Address | Contacts | Opening/Closing Hours |
|---|---|---|
| NCBA Centre, Mara/Ragati Road, Upper Hill, Nairobi, Kenya | Phone: +254 20 288 4444 | Monday–Friday: 8:30 AM–4:30 PM, Saturday: 8:30 AM–12:00 PM, Sunday: Closed |
9. Absa Bank Kenya
Absa Bank Kenya offers up to 90% financing for home purchases with repayment periods of up to 25 years, providing flexible mortgage solutions for various customer needs.
| Location/Address | Contacts | Opening/Closing Hours |
|---|---|---|
| Absa Towers, Moi Avenue, Nairobi, Kenya | Phone: +254 20 425 4000, +254 20 390 0000 | Monday–Friday: 8:30 AM–4:30 PM, Saturday: 9:00 AM–12:00 PM, Sunday: Closed |
10. Kenya Mortgage Refinance Company (KMRC)
KMRC is a non-bank financial institution focused on providing affordable long-term funding to banks and SACCOs, enabling them to offer low-interest, long-term mortgages to Kenyans.
| Location/Address | Contacts | Opening/Closing Hours |
|---|---|---|
| UAP Old Mutual Tower, Upper Hill Road, Nairobi, Kenya | Phone: +254 20 498 1000, Email: info@kmrc.co.ke | Monday–Friday: 8:00 AM–5:00 PM, Saturday: Closed, Sunday: Closed |
11. Rafiki Microfinance Bank
Rafiki Microfinance Bank provides mortgage solutions tailored for individuals and businesses, with flexible repayment plans and a focus on accessibility for diverse customer groups.
| Location/Address | Contacts | Opening/Closing Hours |
|---|---|---|
| Rafiki House, Woodvale Grove, Westlands, Nairobi, Kenya | Phone: +254 711 073 000, Email: info@rafiki.co.ke | Monday–Friday: 8:00 AM–5:00 PM, Saturday: 8:00 AM–1:00 PM, Sunday: Closed |
12. Gulf African Bank
Gulf African Bank offers Sharia-compliant mortgage financing based on the Diminishing Musharaka model, with repayment terms of up to 20 years for properties in major cities.
| Location/Address | Contacts | Opening/Closing Hours |
|---|---|---|
| Geminia Insurance Plaza, Upper Hill, Nairobi, Kenya | Phone: +254 711 075 000 | Monday–Friday: 8:30 AM–4:30 PM, Saturday: 8:30 AM–12:30 PM, Sunday: Closed |
13. Consolidated Bank
Consolidated Bank offers mortgage products with competitive interest rates, catering to both individual and corporate clients looking to purchase or develop property.
| Location/Address | Contacts | Opening/Closing Hours |
|---|---|---|
| Consolidated Bank House, Koinange Street, Nairobi, Kenya | Phone: +254 703 016 016, Email: social@consolidated-bank.com | Monday–Friday: 8:30 AM–4:30 PM, Saturday: 8:30 AM–12:00 PM, Sunday: Closed |
14. I&M Bank
I&M Bank provides mortgage financing for home purchases and construction, with flexible repayment terms and competitive rates, supported by a wide branch network.
| Location/Address | Contacts | Opening/Closing Hours |
|---|---|---|
| I&M Towers, Kenyatta Avenue, Nairobi, Kenya | Phone: +254 20 322 1000 | Monday–Friday: 8:30 AM–4:30 PM, Saturday: 8:30 AM–12:00 PM, Sunday: Closed |
15. DTB Bank
DTB Bank offers mortgage loans for home purchases, plot purchases, and construction, with repayment periods of up to 20 years and financing up to 90% of property value.
| Location/Address | Contacts | Opening/Closing Hours |
|---|---|---|
| DTB Centre, Mombasa Road, Nairobi, Kenya | Phone: +254 20 328 4000 | Monday–Friday: 8:30 AM–4:30 PM, Saturday: 8:30 AM–12:00 PM, Sunday: Closed |
